Workers’ Compensation, What is Covered?

By Joey Wilson

When you have a workers’ compensation claim, you have an employee worried about numerous things because a workers’ comp injury affects their livelihood and the employee often has obligations, like a family to support. The employee needs an attorney who can assist them on many levels because they could have an injury that results in a disability.

In a workers’ compensation claim, you have the right to sixty-six and two-thirds percent of your weekly wages. This is an amount that has been calculated to address your net pay per week. However, all of your medical expenses are covered, including, but not limited to:  your prescriptions, your physical therapy,  vocational rehabilitation and your mileage back and forth to your doctors, therapy or rehabilitation.

Vocational rehabilitation is widely used in workers’ compensation claims because once someone is injured on the job, they usually cannot go back to perform the duties they once were capable of performing and what they have been trained to do. Therefore, they might have to go through vocational rehabilitation to be able to work again. This is one of the most important things that can be covered by workers’ compensation.

You can file a claim for workers’ compensation and Social Security Disability (SSD) benefits simultaneously.  However, you will be approved for Social Security Disability benefits only if your impairment is severe and is expected to last a year or more, preventing you from doing any kind of substantial work.  You can receive both types of benefit payments (workers’ comp and SSD), but the total payments are limited to 80 percent of the income you earned before you became disabled.

If you have a claim, or you’re not sure you have a claim, give Merritt Webb a call. We can help you through the process.

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